8 May 2018
If you're going through a challenging time in regards to your personal finances, you may be looking for the best solution. Many individuals and couples consider filing for bankruptcy when they can no longer keep up with their bills and past debts. This can be a way to get rid of some of your debts and get a fresh start, and it may be an idea worth exploring. You want to make sure that you carefully consider this option and are prepared for the bankruptcy process.
15 February 2018
For individuals and small businesses facing an unmanageable amount of debt that is impossible to pay off, filing Chapter 7 bankruptcy may be the most rational solution. When you file Chapter 7 bankruptcy, many of your debts are eliminated, giving you a bit of a financial clean slate and more breathing room to pay your bills each month. As a sole proprietor, you are self-employed and do not have a legally incorporated business.
11 December 2017
The gig economy is booming right now, but if you've found yourself earning a living as a gig worker, you may be dreading tax time. If you're used to simply collecting a W-2 form and plugging the information into a 1040, dealing with multiple income streams and tax deductions can be daunting. Working gigs and side jobs is a very different lifestyle from, say, owning a store or a restaurant. But like a restaurant or store owner, you're considered self-employed and must approach your taxes accordingly.
13 October 2017
Knowing how coins are graded is important if you are a collector or buyer and seller of coins. If you want to have coins graded to determine their values, there are a few basic factors you need to be aware of to get an accurate idea of the grade. The following are five basics you need to be aware of when grading coins: Flaws that are located in grade-sensitive areas may be harder to detect than other flaws.
3 September 2017
Does your home need some massive renovations? Certain rooms inside the property could be in poor condition. If you know your home needs a lot of work, you may want to get started on the renovations, but have some serious concerns about getting enough cash to afford the cost of the different renovations that would be necessary. One way to get the money you need to complete the repairs and renovations would be to apply for the HELOC, commonly known as the Home Equity Line of Credit.
17 August 2017
If you've spent all your driving years buying one hand-me-down clunker after another and are dreaming of the day you can finally find yourself behind the wheel of a new model, stop dreaming and make it happen. There are many opportunities for you to make the deal more affordable, meaning your new car is probably a lot closer to becoming a reality than you might think. 1. Have Patience And Save Your Money
7 July 2017
Are credit card bills starting to make you anxious? You're not alone -- the average U.S household carries $16,425 in credit card debt. Or maybe you've recently had a card with a low-interest increase, and you want to find something that's more financially prudent. It may be time to consider a signature loan. A signature loan is a type of personal loan that doesn't require collateral. It's usually for an amount under $35,000, and you'll have to qualify based on your income and credit score.
25 May 2017
A payday loan can often be one of the most useful resources at your disposal if you are having financial issues, especially if you use them responsibly. The main reason that you will want to use them responsibly is the fact that these loans will often have higher interest rates than traditional loans. Listed below are two advantages offered by payday loans. Very Short Processing Times One of the most attractive aspects of payday loans is the fact that they offer very short processing times.
25 May 2017
Are you trying to buy a house and want to get a mortgage? The housing market has recovered (and then some) in many areas of the country, which means prices and mortgage amounts are rising. But that also means that you may be tempted to take out an adjustable-rate mortgage to deal with the initial high price of the home. ARMs can be helpful in certain circumstances because you can either pay a lower amount at first and save money, or pay a higher amount at first and pay off more principal.
20 May 2017
Even the most responsible people may find themselves caught a little short in the event of an emergency. Serious financial struggles can develop in a hurry, and there's no shame in finding yourself in need of a little assistance. If you'd rather leave your friends and loved ones out of the involvement, there are still options to help you through lean times. Below, you'll find a guide to some of the different kinds of fast cash loans that can help you get through your struggles.